Last Updated on May 30, 2025

Dreaming of a Florida summer getaway without draining your savings? You’re not alone.
 
Florida is packed with warm-weather escapes that offer all the fun of a tropical vacation, without the jaw-dropping price tag.
 
Travel experts agree: with the right destination, you can soak up the sun, swim in clear waters, and explore charming beach towns on a budget.
 
Here are 10 Florida summer getaways that are both memorable and affordable, with expert-approved activities, places to stay, and tips to keep your costs low.
 


Boardwalk at New Smyrna Beach

1. New Smyrna Beach

Often overshadowed by Daytona Beach, New Smyrna is a favorite among locals for its small-town charm and less crowded beaches.
 
You can surf at the Jetty, walk the boardwalks at Smyrna Dunes Park, or browse the unique boutiques and galleries on Flagler Avenue.
 
Accommodations range from cozy beachside motels to vacation rentals, and many offer off-season rates in summer. It’s also near Canaveral National Seashore, where a $20 entry fee gives you access to miles of untouched coastline.
 

 

 

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2. St. George Island

If you’re looking for a quiet escape, head to Florida’s Forgotten Coast. St. George Island is known for its laid-back vibe and lack of high-rises.
 
The state park on the eastern end offers affordable camping and pristine beaches perfect for shelling, swimming, or fishing.
 
You’ll find budget-friendly rentals all over the island, many within walking distance to the Gulf.
 
This is a go-to destination for travelers who want to unplug and enjoy the natural side of Florida.
 

3. Flagler Beach

Just north of Daytona, Flagler Beach feels like a step back in time. It’s full of locally owned diners, surf shops, and old-school motels that won’t break the bank.
 
The iconic pier offers oceanfront fishing and sunset views for just a small fee.
 
For free fun, spend your day swimming in the Atlantic or hiking through the trails at nearby Gamble Rogers Memorial State Recreation Area.
 
You won’t find flashy resorts here—just good vibes and affordable oceanfront charm.
 

Cobblestone pathway between shops and restaurants in Destin, Florida, with palm trees lining the walkway and a lighthouse-style tower on the left. People stroll under the afternoon sun while a golf cart passes by, creating a lively boardwalk atmosphere near the marina.</p>
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4. Destin

Destin may look high-end, but travel pros know it can be surprisingly affordable with a little planning.
 
I know this may be the busy season in Destin, but hear me out because there are lots of free and cheap things to do here! 
 
Head there in early or late summer for better prices on condos and vacation homes.
 
Spend your days enjoying the free public beaches, like Henderson Beach State Park, or snorkeling at the Destin Jetties.
 
Fishing charters are cheaper when booked in groups, and many restaurants offer happy hour deals.
 
Don’t miss Crab Island—a sandbar party that’s free to enjoy if you BYO float or kayak.
 

Sidewalk café in Deerfield Beach, Florida, with red umbrellas shading outdoor tables beside a row of restaurants and shops. Signs for Dippin’ Dots and a full bar reflect a casual beach-town vibe, as people relax and cars line the sunny palm-lined street.</p>
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5. Deerfield Beach

This South Florida town is often overlooked, but it’s one of the most budget-friendly options in the region.
 
The beach is beautiful and clean, and you can walk to restaurants, shops, and the pier without needing a car.
 
Deerfield’s Blue Wave Beach designation means it’s environmentally friendly and well-maintained.
 
Hotels and vacation rentals here are usually less expensive than nearby Boca Raton or Fort Lauderdale, making it a great base for exploring more of South Florida on a budget.
 

Tall wooden lifeguard tower stands on the bright white sand of Anna Maria Island, Florida, facing a turquoise ocean under a clear blue sky. Colorful umbrellas and beachgoers are scattered along the shore, soaking up the sunny, laid-back vibe.</p>
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6. Anna Maria Island

Travelers looking for a relaxing beach getaway without the tourist traps will love Anna Maria Island.
 
You won’t find chain hotels here, just family-run inns and charming rentals.
 
Ride the free island trolley, grab affordable eats at places like Ginny’s & Jane E’s, and spend your day exploring Coquina Beach, Bean Point, or the Bridge Street Pier.
 

Vibrant beach-themed mural spelling out "DUNEDIN" on a wall, with each letter filled with local icons like seafood, craft beer, oranges, palm trees, a coffee cup, and street signs. The background features a painted ocean shoreline under a blue sky, with real beach grass framing the base.

7. Dunedin

Dunedin might be one of the most underrated summer spots in Florida. Located on the Gulf Coast just outside of Clearwater, this artsy small town is full of character.
 
Downtown Dunedin offers breweries, antique stores, and live music—all within walking distance.
 
A short drive takes you to Honeymoon Island State Park, where for under $10 you can spend the day at the beach or rent a kayak to explore the mangroves.
 
Accommodations range from affordable B&Bs to vacation cottages.
 

Evening view of Cocoa Beach, Florida, with gentle waves rolling in and people swimming near a long wooden pier lined with lights and a restaurant. The sky glows softly with scattered clouds as seagulls soar above the ocean.

8. Cocoa Beach

Cocoa Beach offers a classic Florida experience on a budget. It’s a favorite among surfers thanks to its consistent waves, and you can take a lesson for around $40.
 
The Cocoa Beach Pier has live music, cheap eats, and free people-watching.
 
Don’t skip the Kennedy Space Center, where budget-conscious travelers can score discounted tickets online.
 
Hotels and motels along A1A are plentiful, and many offer kitchenette options so you can save money by cooking in.
 

9. Sebastian

Nature lovers will feel right at home in Sebastian, located between Vero Beach and Melbourne.
 
This riverside town is known for fishing, manatee sightings, and its peaceful waterfront parks.
 
The Sebastian Inlet State Park is a local favorite for swimming, surfing, and hiking.
 
You’ll also find riverfront restaurants that serve fresh seafood without the high-end price tag.
 
Lodging here is lower than in most beach towns, especially if you book early or consider a charming mom-and-pop motel.
 

Spacious oceanfront boardwalk at Daytona Beach, Florida, with a wide tiled walkway lined by hotels, lamp posts, and railings overlooking the sand and surf. Beach umbrellas and signs for Boardwalk Pizza and ICEE drinks add to the sunny, relaxed vibe on a clear blue-sky day.

10. Daytona Beach

Yes, it’s known for spring break and car races, but Daytona Beach has plenty to offer budget travelers. Public beaches are free and stretch for miles.
 
The Daytona Beach Boardwalk offers arcades, mini golf, and classic beach snacks, all at affordable prices.
 
Consider booking a beachfront motel—there are many that cater to families and offer summer discounts.
 
If you’re interested in motorsports, you can tour the Daytona International Speedway for under $30.
 

Tips for Saving Even More on Your Florida Summer Trip

Travel in early or late summer. May, early June, and late August offer lower prices and fewer crowds.
 
Look for last-minute rental deals on platforms like VRBO or Booking.com.
 
Use city trolleys or shuttles where available (many are free!).
 
Cook meals at your rental instead of dining out every day.
 
Check for free local events. Many beach towns host summer concerts, festivals, and markets.
 

Final Thoughts

A summer vacation in Florida doesn’t have to cost a fortune.
 
From quiet island escapes to beautiful towns on the coast, there are countless ways to explore the Sunshine State without overspending.
 
Whether you’re traveling solo, as a couple, or with the whole family, these ten affordable getaways prove that summer in Florida can be fun, relaxing, and totally doable.
 

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Booking a last-minute trip to Florida?  

If so, we have you covered.  Here are some top recommended tours and experiences!

Top Tours in Florida – Viator 

Top Hotels In Florida – Booking.com

 Looking To Get Around In Florida

Check out rental car rates here! 🚗